Top Ten Goods Or Services To Splurge

Nobody avoids the urge to splurge. We splurge consciously planning ahead what goods to buy and services to hire. Sometimes we splurge unconsciously buying good deals after losing our self-control. It happens. Everyone has useless goods in our residences. We should do our best to minimize accumulating useless goods. Everyone has a level of hording. We should do our best hording to the lowest level.

There are justifiable reasons to splurge. Everyone has their personal reasons to spend top dollar to buy goods or pay for services. For example, mattresses. We must sleep. We should spend the most dollars to buy a comfortable mattress. Good sleep is necessary to live a good life. I include pillows, blankets, and bed sheets. A $10 pillow may be comfortable for a few months. A $120 Tempur-Pedic pillow lasts years and lowers the chances of body pain while sleeping. In addition, a reliable pillow can relieve stress and pain earlier in the day during sleep. A mattress is worth the investment.

My general rule regarding splurging is splurge on goods and services used the most. Here are the top ten goods or services to splurge:

10. Sex. I have your attention now. Sex toys, sex classes, erotica, music, and videos. There are couples friendly porn to inspire new ideas and fantasies. There is no substitute to sexual feelings, leisure, and pleasure. Sex is an investment for a couple's well-being. Sex is another reason to buy the best mattress at the highest price you can afford.

Also, buy condoms for birth control and to lower the chances of STDs. A small price to avoid raising an unplanned baby and doctor visits for STD treatments.

9. Shoes. I experienced my share of wearing cheap shoes. Cheap shoes wear off faster. Cheap shoes get uncomfortable quicker. Cheap shoes lose traction faster. It's easy to understand. We wear shoes every day. Lower your chances of foot pain, body pain, and accidents wearing durable shoes. Buy the best shoes at the highest price you can afford.

8. Safety. Emergencies and disasters are rare; however, when they affect us, we shut off the world to deal with them. We must be prepared. The examples include flashlights, first-aid kit, disaster equipment, blankets, emergency food & water, emergency crank operated radio, batteries, backup USB power source for phones, and tools. Reliable shoes are important for safety.

7. Dental Health. I understand some people choose medical over dental if they have to choose one health insurance. We should spend money to prevent expensive dental services. Buy good toothbrushes. Always use toothpaste. Avoid cheap dental floss. I use a tongue cleaner for my dental health.

If you can afford regular dental check-ups, then do it. We use our mouth every day including eating, drinking, talking, kissing, and sex. Our faces become ugly when we experience pain inside our mouths. Our moods become negative when we experience pain during meal times and during sleeping times.

6. Smart Phone. My friend who follows the mobile phone market said it best: If you're signing a two year contract, then you must buy the best phone you can afford to maximize the use of your two year contract. Nobody wants to buy a two year old smart phone becoming obsolete in one year. Nobody wants a two year old smart phone for which some apps stop working in one year. You're paying lots of money for the contract. You want reliable service and fast data. Your phone is used to help live life easier including checking emails, GPS, and paying bills. Don't cheap out buying a second rate phone.

5. Umbrella. I purchased a $100 umbrella in Dec 1998. My umbrella resists winds up to 70mph. My umbrella bent once. Today my umbrella's automatic unfolding mechanism is broken; however, the integrity, stability, and material are 100% intact.

4. Appliances. Modern conveniences help our lives. There is no reason to purchase shoddy short lived equipment. Stove, refrigerator, dishwasher, vacuum cleaner, mop, and cooking equipment are on my list to pay top dollar.

3. Cooking. Another reason to pay top dollar for appliances to cook and to bake. I want to cook delicious and healthy food. The benefits are priceless with good cooking equipment and good cooking ingredients.

2. Travel. In particular, vacations you feel are a once in your life time experience. Spend the money on transportation, hotel, sightseeing, and a digital camera. There is no need to spend money on souvenirs. Picture magnets are cheap and less clutter in your residence.

1. Car. Your car is required to live a good life. Your car transports you from one place to another. Buy a reliable car. You spend many hours on the road. Pay the most you can afford to enjoy your life on the road.

There is a saying, "save a dime and you end up spending a dollar". Cars are the best illustration. Cheap cars can bring future problems such as costly repairs. Spend the most you can afford on parts and accessories including tires, flashlights, oil, and breaks. Gasoline is included. I avoid buying cheap gas. Gas is a "you get what you paid for" good. My car gets better gas mileage and more power with brand name gasoline.

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